Setting up a payment account that is based outside of the United States is a two-part process that requires you to visit both the Stem and Qwil applications.
First, submit basic personal information through the Stem app. This can be done by visiting the Payments section within your Account page. Since you're outside of the US, we only require your first name, last name, and country.
Second, finish adding payment details in the Qwil app. Once you've completed the first step, you will receive an email inviting you to fully set up your account through Qwil. Click through this email and follow their subsequent instructions.
Please note that, if your bank account is outside of the United States, you will need to make subsequent edits to your payment information in the Qwil app and will be unable to do so in the Stem app.